Deposit Accounts

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The PNB Combo Checking account allows the simultaneous opening and linking of a checking account and a passbook savings account. It has a provision for the automatic transfer of funds from the savings account to the checking account to cover the amount of checks issued.

Product Features:

  • Monitor check issuances
  • Manage funds effectively
  • Easily reconcile check issuances
  • Interest-earning savings account
  • Free transfer of funds from Savings Account to Checking Account

Requirements for Account Opening:

  • 2 photo-bearing government issued IDs (e.g., driver’s license, SSS/ GSIS ID, voter’s ID, PRC license, passport)
  • 2 ID pictures (1x1 or 2x2)
  • Accomplished Client Information Form, Account Information Form, Signature Card and Conditions Form

Required Initial Deposit:
For Individual Savings Account - Php 25,000.00
For Corporate Savings Account - Php 50,000.00

Combo Checking Account Fees and Charges

Balance Requirement
  Individual Corporate
  Savings Checking Savings Checking
Initial Deposit Php 25,000.00 Php 0.00 Php 50,000.00 Php 0.00
Minimum Maintaining Balance Php 25,000.00 Php 0.00 Php 50,000.00 Php 0.00
Minimum ADB to Earn Interest Php 25,000.00 Php 0.00 Php 50,000.00 Php 0.00
Interest Rate
Effectivity Date: February 1, 2015
0.100% p.a. n.a. 0.100% p.a. n.a.
Dormancy 2 years 1 year 2 years 1 year
Dormancy Fee Php 250.00 n.a. Php 250.00 n.a.
Other Charges
Passbook replacement Php 100.00  n.a.  Php 100.00  n.a. 
Checkbook cost n.a.  Php 175.00  n.a.  Php 350.00 
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 300.00 n.a. Php 300.00 n.a.
Interbranch/interoffice deposit transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free





Php 100.00
Free





Php 100.00
Free





Php 100.00
Free





Php 100.00
Interbranch/interoffice withdrawal transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free





Php 200.00
Free





Php 200.00
Free





Php 200.00
Free





Php 200.00

The Combo Checking Account is available at all PNB branches nationwide.