Deposit Accounts

Personal Banking

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HomePersonal BankingDeposit AccountsPNBig Checking Account

 

Benefit from an interest-bearing checking account that offers you convenience in managing your funds while having the earning power of a savings account.

Product Features:

  • Interest-earning account
  • Statement of accounts are sent on a monthly basis
  • Issue check as medium of payment
  • Convenient and safer to carry than cash
  • Deposit/Withdraw at PNB's extensive branch network nationwide

Requirements for Account Opening:

  • 2 photo-bearing government issued IDs (e.g., driver’s license, SSS/ GSIS ID, voter’s ID, PRC license, passport)
  • 2 ID pictures (1x1 or 2x2)
  • Accomplished Client Information Form, Account Information Form, Signature Card and Conditions Form

Required Initial Deposit:
For Individual - Php 25,000.00
For Corporate - Php 50,000.00

PNBig Checking Account Fees and Charges

Balance Requirement
  Individual Corporate
Initial Deposit Php 25,000.00 Php 50,000.00
Minimum Maintaining Balance Php 25,000.00 Php 50,000.00
Minimum ADB to Earn Interest Php 25,000.00 Php 50,000.00
Interest Rate
Effectivity Date: February 1, 2015
0.100% p.a. 0.100% p.a.
Dormancy 1 year 1 year
Dormancy Fee Php 300.00 Php 300.00
Other Charges
Checkbook cost Php 175.00  Php 350.00 
Average Daily Balance (ADB) of the account falls below the required minimum monthly ADB for at least two (2) consecutive months. Php 350.00 Php 350.00
Interbranch/interoffice deposit transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 100.00
Free



Php 100.00
Interbranch/interoffice withdrawal transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free



Php 200.00
Free



Php 200.00

The PNBig Checking Account is available at all PNB branches nationwide.