Investment Opportunities

Personal Banking

We offer these exciting investment opportunities that can help you grow your money.

HomePersonal BankingInvestment OpportunitiesUnit Investment Trust FundMoney Market Funds

Money Market UITFs are invested in short-term deposits and government securities with an investment horizon of one year or less. These funds are best suited for investors who are willing to take minimal risks and are after investment returns better than deposits.

  PNB PRIME PESO MONEY MARKET FUND PNB PRIME DOLLAR MONEY MARKET FUND PNB DREAM BUILDER MONEY MARKET FUND
Min. Initial Participation PHP 10,000 USD 500 PHP 2,000
Min. Additional Participation
Min. Maintaining Balance
Min. Holding Period 5 banking days 30 calendar days
Trust Fee 0.50% p.a. of Fund Value
Issuance of Confirmation of Participation / Participating Trust Agreement 1 banking day after value date
Release of Proceeds 1 banking day after redemption
Restrictions / Other Requirements NOT AVAILABLE TO NON-RESIDENTS*
AVAILABLE VIA ANY PNB BRANCH, PNB UITF ONLINE AND UITF ATM FACILITY
- NOT AVAILABLE TO NON-RESIDENTS*
AVAILABLE VIA THE PNB UITF ONLINE AND UITF ATM FACILITY ONLY

* The following are considered non-residents

  • Land-based OFW with work contracts of 1 year or more;
  • A Filipino student who change their residency status to being a resident of the territory where he/she is studying where the intention is to continue presence abroad;
  • Filipino retirees who stayed abroad for a year or more.

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All funds/accounts managed by PNB Trust Banking Group (Trustee) are Trust and/or Investment Management funds which DO NOT carry any guaranty of income or principal, and are NOT covered by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, potential yield cannot be guaranteed It is also possible for the investments and their income to fluctuate as a result of prevailing market conditions. Past performance is likewise not a guarantee of future results. Any loss or income is for the account of the Trustor/s. The Trustee is not liable for losses except upon fraud, gross negligence or bad faith.