HomePersonal BankingPNB Prepaid Card

 


PNB Prepaid Card is an innovative, secure, and convenient way to make purchases using a stored-value ATM card that can be reloaded anytime.


Product Features:

  • Reloadable (Free if initial load is Php500 cash; otherwise, card fee is Php100)
  • Can be used to:
    • Check your balance
    • Withdraw cash at ATMs
    • Make cash deposits (at selected PNB ATMs)
    • Transfer funds
    • Pay bills online
    • Pay bills thru local ATM networks
    • Purchase goods and services thru BancNet accredited merchants nationwide
  • Maximum load / balance of Php 100,000.00 per month
  • Maximum aggregate / total loadable amount of Php 100,000.00 per month
  • Daily withdrawal limit of Php 20,000.00, maximum of Php 10,000 per transaction
  • No expiry date

Requirements for Account Opening:

  • 1 photo-bearing government issued ID (e.g. driver's license, SSS/GSIS ID, voter's ID, PRC license, passport)

Fees & Charges

Balance Requirement
Minimum Initial Load Php 100.00
Minimum Maintaining Balance None
Minimum ADB to Earn Interest None
Interest Rate None
Inactivity 2 years
Inactivity Fee Php 300.00
Non-usage Charge n.a.
Record of Transactions Upon request

Local Transaction Charges
Withdrawal on PNB Machine None
Inquiry on PNB Machine None
Withdrawal on Other Bank's Machine Php 11.00
Inquiry on Other Bank's Machine Php 2.00
BancNet POS None
Fund Transfer to Other Banks through BancNet (IBFT) Php 25.00

Other Charges
Card Replacement Php 100.00
Interbranch/interoffice Peso deposit transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free

Php 100.00
Interbranch/interoffice Peso withdrawal transactions

Except transactions made between and among the following branches -
  • Basco, Odiongan, Romblon, Bantayan, Tawi-Tawi, Tawi-Tawi Bongao, Jolo, Jolo-Arolas, Basilan and Basilan-Roxas
Free

Php 200.00

PNB Prepaid Cards are not covered by Philippine Deposit Insurance Corporation (PDIC)