PNB Platinum MasterCard
The new PNB Platinum MasterCard allows you to experience a wide array of perks designed to enhance life's pleasures. PNB MasterCard is your vital partner in keeping up with your lifestyle.
* Enjoy as low as 3.0% revolving interest*
* Enjoy the benefits of Dual Currency in just one card
CARD FEATURESWorldwide Acceptance
Your PNB Platinum MasterCard is accepted in over 32 million commercial establishments in more than 210 countries - wherever the MasterCard symbol is displayed.
Dual Currency Flexibility
Increase your spending power with two currencies in one card. Pay your international bills in US Dollars or in Pesos computed at the current exchange rate of the day.
CARD PROTECTTravel Insurance
Enjoy FREE travel insurance if up to P10M* when you charge your fare to your PNB Credit Card. Other travel-related benefits such as flight delay, lost luggage, and more, are also covered. For details, call Chartis Philippines Insurance at (02)878-5400.
*Maximum coverage limit depends on card type.Purchase Protection Insurance
Enjoy extended warranty and security for FREE with PNB's Purchase Protection Insurance. Your purchased items are covered against accidental damage and theft for 90 days from the date of purchase.Fraud Transaction Insurance
For only P10/month (or P120/year), be worry-free from unauthorized charges* when your card gets lost/stolen or if your card is used to make fraudulent transactions.
*Monthly coverage begins on date of enrollment
For peso account pay as low as 5% of your bill or Php 500.00, whichever is higher.
For dollar account pay as low as 5% of your total bill or $50.00 –whichever is higher.
0% Installment Plan
Buy big and pay small with easy installment options. Choose from 3, 6, 12, 18 or 24 month payment terms – all at 0% interest.
Make cash advance transactions of up to 30% of your credit limit through MasterCard ATMs worldwide, and PNB, Allied Bank, Allied Savings Bank and BancNet ATMs nationwide.
PNB Balance Transfer
Get low monthly interest rates when you transfer other credit card balances to your PNB Platinum MasterCard.
24/7 Customer Service
Simply call (02)818-9-818 or domestic toll free at 1800-10-818-9-818 anytime, any day -24/7.
Use these numbers for queries, reporting lost or stolen cards, faxed billing statement request or any other concerns you may have regarding your PNB Platinum MasterCard.
Card Payment Convenience
Settle your PNB Platinum MasterCard bills through Philippine National Bank branches, PNB ATMs and Allied Bank and Allied Savings Bank branches, BancNet Online and SM Bills Payment Centers nationwide. Expect more payment centers to open soon.
Rack up rewards points for your purchases: 1 point for every P50 spending. Choose how you want to use your points, convert them into Cash Credits for more shopping or into Mabuhay Miles for free flights aboard Philippine Airlines.
FEES AND CHARGESAnnual Fee*
P 2,500.00 (Principal)
P 1,250.00 (Supplementary)
* Free for the first year.
Cash Advance and Service Fee
Service : 2% of amount cash advanced
Transaction Fee : P 50.00 / $3
Cash Advance Limit : 30% of assigned credit limit
Minimum Payment Option
Upon settling your minimum amount due, you will be charged an interest rate of 3.25% per month on your remaining credit card balance.
Late Payment Interest
In case of non-payment, payment after the due date, or payment below the minimum amount due, a late payment fee of P 300.00 will be charged. After 60 days of similar occurences, an additional interest of 7% per month will be imposed.
Effective March 1, 2012, all Great Britain Pound (GBP) check transactions will be subject to a clearing charge of GBP 3.00 per check in addition to the existing service fees/charges while GBP 10.00 surcharge per check will be imposed on returned checks. Please be guided accordingly.
Checks with insufficient funds shall be dishonored and returned to the presenting bank not later than 7:30 AM of the next banking day starting January 3, 2011 pursuant to BSP Circular No. 681.