Promo Mechanics

I. Qualifications:

The promo is open to all PNB Credit, Debit, or Prepaid Cardholders.

II. Promo Period and Discount:

1. Promo is valid until September 30, 2025.

2. PNB Cardholders are entitled to 10% OFF on total purchase with no minimum spend required (valid for online purchase only)

III. How to Avail Discount:

1. To avail of the promo, the Cardholder must charge the total amount to his/her PNB card in a single-receipt transaction.

2. Visit https://rufftrading.com and use the promo code PNBXRUFF.

IV. Terms and Conditions:

1. Valid for multiple use.

2. Offers are not convertible to cash.

3. Promo offers are not valid in conjunction with other promotions, special offerings, or discount privileges.

4. Any amendment in the terms and conditions is subject to DTI approval.

5. All matters and disputes will be subject to the final decision of PNB and its partner merchant in concurrence with DTI, will be deemed final and irrevocable.

6. The Terms and Conditions governing issuance and use of PNB Credit/Debit/Prepaid Cards are incorporated herein by reference and made an integral part hereof.

Per DTI Fair Trade Permit No. FTEB-204746 Series of 2024.