Activate your PNB Credit Card, Spend, and Get P500 e-Gift Voucher

Promo Mechanics

1. This promo is open to select inactive new-to-cards Principal PNB credit cardholders only who will receive a communication for this promo via SMS, Viber, and Email.
2. This offer is open to the following PNB credit cards:
   • PNB Essentials Mastercard
   • PNB Platinum Mastercard
   • PNB-PAL Mabuhay Miles NOW Mastercard
   • PNB-PAL Mabuhay Miles Platinum Mastercard
   • PNB-PAL Mabuhay Miles World
   • PNB Visa Gold
   • PNB Visa Classic
   • PNB Diamond UnionPay
   • PNB Ze-Lo Mastercard
3. Promo period is from December 9, 2024 to March 31, 2025.
4. Cardholders who will activate their card from December 9, 2024 to March 31, 2025 and reach the minimum accumulated spend requirement of Php 10,000 on or before April 30, 2025, will receive the Php 500 e-Gift Voucher within 30 banking days after posting date of the qualified transaction.

   Card Type	Spend Requirement (minimum accumulated spend)	Reward
   PNB Essentials Mastercard PNB Platinum Mastercard PNB-PAL Mabuhay Miles NOW Mastercard PNB-PAL Mabuhay Miles Platinum Mastercard PNB-PAL Mabuhay Miles World PNB Visa Gold PNB Visa Classic PNB Diamond UnionPay PNB Ze-Lo Mastercard	Php 10,000	Php 500 e-Gift Voucher

   Card Type	Spend Requirement (minimum accumulated spend)	Reward
   PNB Essentials Mastercard PNB Platinum Mastercard PNB-PAL Mabuhay Miles NOW Mastercard PNB-PAL Mabuhay Miles Platinum Mastercard PNB-PAL Mabuhay Miles World PNB Visa Gold PNB Visa Classic PNB Diamond UnionPay PNB Ze-Lo Mastercard	Php 10,000	Php 500 e-Gift Voucher
5. Supplementary cardholder transactions shall form part of the principal cardholder’s transactions. Only the principal cardholder will be qualified and eligible to get the e-Gift Voucher.
6. Qualified transactions include the following:
   • All local and overseas retail transactions
   • Billed monthly installment amortizations
   • For credit cards with the dual currency feature, the overseas spend will be computed based on Mastercard and PNB’s prevailing currency conversion rates.
7. The following transactions are EXCLUDED from the promo:
   • Credit Card Fees & Charges
   • Reversed / disputed transactions
   • Cash Advance via ATM or over the counter
   • Non-merchant Installments
   • Supermarket/Grocery transactions (under Merchant Category Code (MCC) Nos. 5411, 5422, 5451, 5499), drugstore transactions (MCC Nos. 5122, 5912), and gas station transactions (MCC Nos. 5541, 5542).
   • Gambling transactions (MCC Nos. 7995, 9406, 7801, 7802, 7800)
8. The redemption process through Giftaway will be as follows:
   • Select qualified inactive new-to-cards Principal PNB credit cardholders will receive a communication for this promo through any of the following channels: SMS, Viber, and Email containing a cardholder-specific unique e-Gift key code.
   • The eligible cardholder must copy the e-Gift key code sent via SMS/Viber/Email and paste it in the Giftaway platform (https://giftaway.ph/open/pnb-cf).
   • The cardholder must choose from the list of merchants and click on the redeem button to claim the e-Gift Voucher. Terms and conditions shall be provided per merchant.
   • Cardholders may choose from the featured merchants below:
     1. Max’s
     2. Krispy Kreme
     3. Bonchon
   • Cardholders may refer to the list of participating branches in the Giftaway Portal.

     Store Name	Branches
     Max’s	Nationwide
     Krispy Kreme	Nationwide
     Bonchon	Nationwide

     Store Name	Branches
     Max’s	Nationwide
     Krispy Kreme	Nationwide
     Bonchon	Nationwide
   • Cardholders may claim the e-Gift Vouchers by presenting the code to their preferred merchants.
   *e-Gift key code – unique code to be sent by PNB to the qualified credit cardholders
   **e-Gift Voucher – reward received by the qualified credit cardholders on the Giftaway platform upon redemption
9. The e-Gift Voucher is non- transferrable, not convertible to cash, non-refundable, and not replaceable when lost or deleted, and is not for sale.
10. By redeeming through Giftaway, the cardholder is responsible for securing or safekeeping the unique code sent to his/her. PNB will only send the e-Gift key code once and will not be liable for any misuse of assigned code.
11. Qualified PNB credit cardholders will receive the reward directly from Giftaway’s platform. PNB will never ask for the cardholder’s OTP, CVC and PIN via call, SMS or email in relation to this promo.
12. The promo cannot be used in conjunction with any other promos.
13. The cardholder should maintain his/her card account in active and current status for at least 12 months from approval. Otherwise, PNB may charge back the amount to the cardholder’s account.
14. All matters and disputes will be subject to the final decision of PNB in concurrence with DTI, will be deemed final and irrevocable.
15. The Terms and Conditions of PNB Rewards Program shall apply.
16. The Terms and Conditions governing issuance and use of PNB Credit Cards incorporated herein by reference and made an integral part hereof.
17. Any amendment to the terms and conditions is subject to DTI approval.

Frequently Asked Questions