New Year, No Fear: Financial Freedom 2021
The past year has been tough. As we entered 2021, our lifestyles changed. Each new year is a celebration of a fresh start, and this is the best time to assess, realign, and reset your goals to make sure you are financially secure. We have listed some new year’s resolutions to help you prepare for your year-long financial journey:
“I need to set my savings aside.”
Make it a habit to save a portion of your income and transfer it to a separate bank account as soon as you receive it. Avoid using this account for purchases. To avoid temptation, prevent yourself from enrolling this account into mobile banking.
|
“I need to set my savings aside.”
Make it a habit to save a portion of your income and transfer it to a separate bank account as soon as you receive it. Avoid using this account for purchases. To avoid temptation, prevent yourself from enrolling this account into mobile banking.
|
|
|
“It’s time to live a life I can afford.”
If you’re starting out, have the mindset to live according to what you can really afford. Avoid making purchases that will impact your savings. Spending money on items you don’t need may result in incurring unnecessary debts.
“It’s time to live a life I can afford.”
If you’re starting out, have the mindset to live according to what you can really afford. Avoid making purchases that will impact your savings. Spending money on items you don’t need may result in incurring unnecessary debts.
|
|
“I should stop myself from getting small unnecessary purchases.”
Do not fall into the trap of spending money little by little on things you don’t need. These can be unused monthly subscriptions or recurring purchases on items you don’t use. These small purchases will eventually pile up and one day you may be surprised that it’s where a chunk of your money is being spent.
|
“I should stop myself from getting small unnecessary purchases.”
Do not fall into the trap of spending money little by little on things you don’t need. These can be unused monthly subscriptions or recurring purchases on items you don’t use. These small purchases will eventually pile up and one day you may be surprised that it’s where a chunk of your money is being spent.
|
|
|
“I now say goodbye to unplanned purchases or impulsive choices!”
Only use your credit card when necessary. Before using your card, check your budget first. Make sure that you are not spending too much as these purchases can pile up when your due date comes. Make it a habit to have a self-imposed limit to your card usage aside from the card limit assigned to your credit card.
“I now say goodbye to unplanned purchases or impulsive choices!”
Only use your credit card when necessary. Before using your card, check your budget first. Make sure that you are not spending too much as these purchases can pile up when your due date comes. Make it a habit to have a self-imposed limit to your card usage aside from the card limit assigned to your credit card.
|
|
Now is the perfect time to spend less and save more. Renew your commitment to yourself on being financially healthy and wise this year. Set realistic financial goals that will help you achieve more of your life goals. You will thank yourself later.
Follow Us
About PNB
| Corporate Profile | Corporate Sustainability | ||
| History | Awards and Accolades | ||
| Mission and Vision | News | ||
| Investor Relations | Careers | ||
| Corporate Governance |
Trunkline
Tel. No.: (+632) 8526 3131Customer Care
Bank Hotline
Tel. No.: (+632) 8573-8888Email: customercare@pnb.com.ph
PNB Cards
Tel. No.: (+632) 8818 9818Email: pnbcreditcards@pnb.com.ph
Deposits are insured by PDIC up to P500,000 per depositor.
Philippine National Bank (PNB) is regulated by the Bangko Sentral ng Pilipinas
https://www.bsp.gov.ph.
https://www.bsp.gov.ph.
| Privacy Statement |