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PNB Credit Cards Acquisition Promo with Pancake House

  1. Offer
    • This Promo is open to new-to-bank principal credit card applicants whose applications* will be received by PNB Cards and will be subsequently approved for:
      • PNB Platinum Mastercard
      • PNB-PAL Mabuhay Miles Platinum Mastercard
      • PNB-PAL Mabuhay Miles World
      • PNB Visa Classic
      • PNB Visa Gold
      • PNB Diamond UnionPay
      *with correct and complete details and requirements and with no cancelled/closed PNB Credit Card in the last 6 months.
      Eligibility Requirements:
      • All principal new-to-bank cardholders who have applied for any one (1) of the said credit cards above from March 15, 2025, to May 15, 2025, have been subsequently approved and issued a card are eligible to join the promo.
      • All approved cardholders must be active and should meet the minimum spend requirement/s from March 15, 2025, to June 14, 2025.
      • Redemption of e-Gift key code is from March 15, 2025, to August 14, 2025, or until 60 days upon receipt of e-Gift key code, whichever comes last in Pancake House stores nationwide.
  2. How to Avail
    • The valid spend of the credit cardholder must be a minimum single-receipt transaction with the following amount:
      CARD TYPE SPEND REQUIREMENT
      PNB Platinum Mastercard PHP 8,000.00
      PNB-PAL Mabuhay Miles Platinum Mastercard
      PNB-PAL Mabuhay Miles World Mastercard
      PNB Visa Classic
      PNB Visa Gold
      PNB Diamond UnionPay
      Qualified transactions include the following:
      • All local and overseas retail transactions
      • Merchant Installment Transactions
      • For credit cards with the dual currency feature, the overseas spend will be computed based on the card scheme’s and PNB’s prevailing currency conversion rates.
      The following transactions are excluded from the Promo:
      • Credit Card Fees & Charges
      • Reversed / disputed transactions
      • Cash Advance via ATM or over the counter
      • Non-merchant Installments
      • Supermarket/Grocery transactions (under Merchant Category Code (MCC) Nos. 5411, 5422, 5451, 5499)
      • Drugstore transactions (MCC Nos. 5122, 5912)
      • Gas station transactions (MCC Nos. 5541, 5542)
      • Gambling transactions (MCC Nos. 7995, 9406, 7801, 7802, 7800)
      • Money Transfer-Merchant (MCC No. 4829)
      • Manual and Automated Cash Disbursements (MCC Nos. 6010, 6011)
      • Quasi Cash (MCC Nos. 6050, 6051)
      • PSP Merchant Payment (MCC No. 6533)
      • Money Send (MCC No. 6537)
      • POI Funding (MCC No. 6540)
      Upon meeting the qualified spend, cardholders will receive a one-time reward via e-Gift key code.
      CARD TYPE SPEND REQUIREMENT REWARD REDEMPTION
      PNB Platinum Mastercard PHP 8,000.00 Pancake House Special Set Meal A or Specia Set Meal B with bottomless Iced Tea March 15, 2025, to August 14, 2025 or until 60 days upon receipt of e-Gift key code, whichever comes last
      Pancake House Store / Branch (Nationwide)
      PNB-PAL Mabuhay Miles Platinum Mastercard
      PNB-PAL Mabuhay Miles World Mastercard
      PNB Visa Classic
      PNB Visa Gold
      PNB Diamond UnionPay
  3. Terms and Conditions
    • The redemption process through Giftaway will be as follows:
      • Qualified new-to-bank Principal PNB credit cardholders will receive communication for this promo through any of the following channels: SMS, Viber, and Email containing a cardholder-specific unique e-Gift key code*.
      • The cardholders must copy the e-Gift key code sent via SMS/Viber/Email and paste it in the Giftaway platform (https://giftaway.ph/open/pnb-phpromo).
      • The cardholder must choose from the list of Pancake House Special Set Meal A or B with Bottomless Iced Tea and Brownie Bite and click on the redeem button to claim the e-Gift Voucher**. Terms and conditions shall be provided per merchant.
      • Special Set Meal A
        • A delicious mix of specialties of the house: Taco, Spaghetti with Meat Sauce Garlic Bread and 1 pc Pan Chicken
        • Choose your Pan Chicken” 1 pc Regular (bone-in), 1 pc Fillet or 4 pcs Nuggets
        • Choose your Flavor: Classic or Spicy
        Special Set Meal B
        • A delicious mix of specialties of the house: Taco, Spaghetti with Meat Sauce & Garlic Bread, and Special Salisbury Steak.
      • Cardholders may claim the e-Gift Voucher by presenting the code to any Pancake House stores/ branch nationwide.
      • The e-Gift Voucher is non-transferable, not convertible to cash, non-refundable, and not replaceable when lost or deleted, and is not for sale.
      • By redeeming through Giftaway, the cardholder is responsible for securing or safekeeping the unique code sent to his/her. PNB will only send the e-Gift key code once and will not be liable for any misuse of assigned code.
      • Qualified New-to-bank Principal PNB credit cardholders will receive the e-Gift key code directly from Giftaway’s platform. PNB will never ask for the cardholder’s OTP, CVV and PIN via call, SMS or email in relation to this promo.
      • The promo cannot be used in conjunction with any other promos.
      • To know the status of their credit card application, applicants may inquire via any of the following:
        EMAIL CALL
        Email Address: PNBCreditCards@pnb.com.ph
        Subject Line: Status Update Name of Applicant
        PNB Credit Cards Customer Service Hotline: (+632) 8818 9818
      • The cardholder should maintain his/her card account in active and current status for at least 12 months from approval. Otherwise, PNB may charge back the amount to the cardholder’s account.
      • Applications are subject to credit verification and evaluation and are governed by The Terms and Conditions Governing the Issuance and Use of PNB Credit Cards, which is incorporated herein by reference and made an integral part hereof. PNB reserves the right to decline, terminate, or cancel an application and may or may not disclose the reason for rejection of an application.
      • Cardholders who replace, upgrade, downgrade or convert their existing credit cards to another credit card product within the promo period will not be eligible to join this promo.
      • All matters and disputes will be subject to the final decision of PNB in concurrence with DTI, will be deemed final and irrevocable.
      • The Terms and Conditions of PNB Rewards Program shall apply.
      • The Terms and Conditions governing issuance and use of PNB Credit Cards incorporated herein by reference and made an integral part hereof.
      • Any amendment to the terms and conditions is subject to DTI approval.

      • *e-Gift key code – refers to the unique code to be sent by PNB to the qualified credit cardholder
        **e-Gift Voucher – refers to the voucher redeemed by the qualified credit cardholder via Giftaway platform to be used in the participating stores


Trunkline
Tel. No.: (+632) 8526 3131

Customer Care

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PNB Cards
Tel. No.: (+632) 8818 9818
Email: pnbcreditcards@pnb.com.ph
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