PNB Digital: HAPPy Habits Promo 2025
Terms and Conditions
- The PNB DIGITAL: HAPPy Habits Promo (“Promo”) will run from February 3, 2025 – May 4, 2025 (“Promo Period”).
- The Promo is open to all PNB accountholders enrolled in PNB Digital or those who will enroll during the Promo Period. PNB employees, their relatives up to the second degree of consanguinity or affinity, and PNB subsidiaries are disqualified from joining the Promo. Employees and owners of agency/ies on record of PNB are also disqualified from joining the Promo.
- PNB Digital users earn raffle entries by completing eligible transactions in PNB Digital as listed below. The more transactions, the more entries earned.
Raffle Entries and Eligible TransactionsRaffle Entry Earned Transaction Type Minimum Amount Required per transaction 3 raffle entries Successful bills payment (QR or Non QR, scheduled or one-time) per biller, per account Php200.00 2 raffle entries Successful Fund Transfer via InstaPay (QR or Non QR, scheduled or one-time) Php200.00 Successful Fund Transfer via PESONet Php200.00 1 raffle entry Successful Fund Transfer to another PNB account (QR or non-QR; scheduled or one-time) per payee, per week Php200.00 Successful Cardless Withdrawal per week Php200.00 - Prizes
No. of Winners Designation Prize (in Pesos) 1 Grand Prize 100,000 9 Major Prize 10,000 60 Minor Prize 1,000 150 Consolation Prize 500 - Only transactions made within the Promo Period are eligible for raffle entries.
Each PNB Digital user can win only once per raffle date. If a name is drawn multiple times in a draw date, the winner shall only be awarded the prize of higher value.
Raffle entry inquiries can be made upon request by calling PNB Customer Care at (02) 8573-8888 or emailing customercare@pnb.com.ph.
All draws will be conducted electronically in the presence of a DTI representative on the following schedule:
DRAW DATE PRIZES (in Pesos) NO. OF WINNERS March 7, 2025 Consolation Prize 500 50 Minor Prize 1,000 20 Major Prize 10,000 3 April 4, 2025 Consolation Prize 500 50 Minor Prize 1,000 20 Major Prize 10,000 3 May 9, 2025 Consolation Prize 500 50 Minor Prize 1,000 20 Major Prize 10,000 3 Grand Prize 100,000 1 - Transactions made on certain dates will be included in the scheduled raffle draws based on the table below:
ELIGIBLE TRANSACTION DATES DRAW DATES February 3, 2025 – March 2, 2025, 11:59PM March 7, 2025 February 3, 2025 – March 30, 2025, 11:59PM April 4, 2025 February 3, 2025 – May 4, 2025, 11:59PM May 9, 2025 - Winners will be notified via their registered mobile number and registered email address, and thru registered mail including prize and redemption details. Winners will be required to provide their consent to disclose their name/details to third parties for purposes of promotion, crediting of prize, etc.
- All prizes will be credited to the PNB deposit account registered by the PNB Digital App user under his/her PNB Digital App within ten (10) working days from each raffle draw date.
- The name of the winners will be validated against PNB’s records. A PNB Digital User will be disqualified from the Promo and forfeit the prize if he/she no longer has an existing banking relationship with PNB during the raffle draw date. In case of disqualification, a buffer winner shall be drawn.
- Whenever applicable, the tax on prizes shall be for the account of PNB.
- The winners of the Promo hereby authorize PNB to disclose and publish his/her name, photo for purposes of announcing the winners to the general public.
- This Promo cannot be used in conjunction with any other existing bank promotion.
- Prizes are non-transferable, non-cumulative, and cannot be used in conjunction with any other discounts, promotions, or fixed price items, unless otherwise provided.
- Any dispute or issue regarding the Promo shall be resolved by PNB with prior approval of the DTI. All decisions of PNB shall be final.
- Any amendment to the herein Terms and Conditions shall be subject to the approval of the DTI.
- PNB is regulated by the Bangko Sentral ng Pilipinas with telephone number: (+632) 8811 1277 and email address at consumeraffairs@bsp.gov.ph
Per DTI Fair Trade Permit No. FTEB-211541, Series of 2025.
- What is the promo period? The HAPPy Habits Promo will run from February 3, 2025 – May 4, 2025.
- Who are qualified to work on the promo? The Promo is open to all PNB accountholders enrolled in PNB Digital or those who will enroll during the Promo Period.
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Which transactions should I do on PNB Digital to gain raffle entries?
PNB Digital users earn raffle entries by completing eligible transactions in PNB Digital as listed below:
Raffle Entry Earned Transaction Type Minimum Amount Required per transaction 3 raffle entries Successful bills payment (QR or Non QR, scheduled or one-time) per biller, per account Php200.00 2 raffle entries Successful Fund Transfer via InstaPay (QR or Non QR, scheduled or one-time) Php200.00 Successful Fund Transfer via PESONet Php200.00 1 raffle entry Successful Fund Transfer to another PNB account (QR or non-QR; scheduled or one-time) per payee, per week Php200.00 Successful Cardless Withdrawal per week Php200.00 - How will I know how many raffle entries I have so far? Raffle entry inquiries can be made upon request by calling PNB Customer Care at (02) 8573-8888 or emailing customercare@pnb.com.ph.
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What prizes can I win from the raffle promo?
No. of Winners Designation Prize (in Pesos) 1 Grand Prize 100,000 9 Major Prize 10,000 60 Minor Prize 1,000 150 Consolation Prize 500 - How will I know if I was chosen in the raffle? Winners will be notified via their registered mobile number and registered e-mail address, including prize and redemption details. Winners will be required to provide their consent to disclose their name/details to third parties for purposes of promotion, crediting of prize, etc.
- Can I still win the grand prize if I’ve already won the smaller prizes? Each PNB Digital user can win only once per raffle date. If their name is drawn multiple times, the higher prize will be awarded.
- Who are disqualified from joining the raffle promo? PNB employees, their relatives up to the second degree of consanguinity or affinity, and PNB subsidiaries are disqualified from joining the Promo. Employees and owners of agency/ies on record of PNB are also disqualified from joining the Promo.