PNB U.S. Direct Deposit Pensioner Account
It is an interest-earning savings account with lower maintaining balance and service charges for U.S. pensioners. The pension/benefit payments are directly credited to the accounts. It is supported by a passbook. Withdrawals can only be done by the account owner.
Balance Requirements
| Initial Deposit | PHP 100.00 / USD 200.00 |
| Min. Maintaining Balance | PHP 100.00 / USD 200.00 |
| Min. ADB to Earn Interest | PHP 5,000.00 / USD 1,000 |
| Interest Rate (PHP) | 0.100% p.a. |
| Interest Rate (USD) | 0.025% p.a. |
What are the requirements to open a PNB U.S. Direct Deposit Pensioner Account
- 1 Valid ID (primary or secondary)
- Fully accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
- Letter from the US Federal Agencies, USTW checks, US Social Security ID
- Initial Deposit of PHP 100 / USD 200 *PNB may require additional IDs or documents for further verification.
How to Open a PNB U.S. Direct Deposit Pensioner Account
1. |
Download and fill-out the account opening form |
2. |
Visit the branch and present requirements |
3. |
Wait for your passbook |
Frequently Asked Questions
- What are the requirements for Account Opening?
- 1 Valid ID (primary or secondary)
- Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
- Letter from the US Federal Agencies, USTW checks, US Social Security ID
- Initial Deposit of PHP 100 / USD 200
BALANCE REQUIREMENT
|
Initial Deposit
|
PHP 100.00 / USD 200.00
|
|
Minimum Maintaining Balance
|
PHP 100.00 / USD 200.00
|
|
Minimum ADB to Earn Interest
|
PHP 5,000.00 / USD 1,000
|
|
Interest Rate (PHP)
|
0.100% p.a.
|
|
Interest Rate (USD)
|
0.025% p.a.
|
|
Dormancy
|
2 Years
|
|
Dormancy Fee* |
PHP 30.00 / USD 0.50
|
|
* Dormancy fee shall be collected when:
|
|
– There is no client-initiated transaction in the last 5 years and;
|
|
– The balance falls below the required minimum maintaining balance.
|
OTHER CHARGES
|
Passbook Replacement
|
PHP 200.00
|
|
Closure within 30 days upon reopening
|
PHP 500.00
|
|
Average Daily Balance (ADB) of the account falls below the required
minimum monthly ADB for at least two (2) consecutive months |
PHP 55.00 / USD 10
|
|
Interbranch/interoffice Foreign Currency deposit transactions
|
PHP 100.00
|
|
Interbranch/interoffice Foreign Currency withdrawal transactions
|
PHP 200.00
|
|
Interbranch/interoffice Peso deposit transactions*
|
FREE
|
|
Interbranch/interoffice Peso withdrawal, on-us & off-us check encashment, fund transfer transactions*
|
FREE
|
| * PHP 100 is applicable for interbranch deposit transactions, PHP 200 for interbranch withdrawal, check encashment and fund transfer in selected inter-island branches: PNB Batanes-Basco, PNB Occidental-Mindoro-Mamburao, PNB Occidental-Mindoro-San Jose, PNB Oriental Mindoro-Calapan, PNB Oriental Mindoro-Pinamalayan, PNB Romblon-Odiongan, PNB Romblon-Republika, PNB Marinduque-Boac, PNB Marinduque-Sta.Cruz, PNB Cantanduanes-Virac, PNB Masbate City, PNB Cebu-Bantayan, PNB Siquijor-Larena, PNB Boracay Station 2, PNB Davao Samal Island, PNB Camiguin-Mambajao, PNB Siargao Island-Dapa, PNB Marawi City MSU Campus (outgoing transactions only), PNB Tawi Tawi-Bongao, PNB Jolo-Arolas, PNB Basilan-Isabela-Roxas, PNB Basilan-Isabela-Strong Blvd., PNB Oriental Mindoro-Bongabong, PNB Oriental Mindoro-Calapan-San Vicente West, PNB Oriental Mindoro-Pinamalayan Malvar, PNB Oriental Mindoro-Puerto Galera, PNB Oriental Mindoro-Roxas, PNB Oriental Mindoro-Victoria, and PNB Romblon-Odiongan-Liwayway. |
VALID IDs
Primary ID:
✓ PhilID/ ePhilID/ Digital National ID
✓ Valid Passport
✓ Driver’s License
✓ Unified Multi-Purpose ID
✓ Digitized BIR TIN Card
✓ SSS ID
✓ GSIS e-Card
✓ PRC ID
✓ IBP Lifetime Membership ID
✓ NBI Clearance
✓ Work Permit issued by DOLE for Foreign Nationals
For Foreign Nationals
✓ Passport with ACR issued by Bureau of Immigration; and
✓ Any of the following IDs issued by their country of origin or by the Republic of the Philippines:
- ✓ National ID
- ✓ Internal Revenue Service ID
- ✓ SSN ID
- ✓ Driver’s License
- ✓ Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- ✓ Company ID issued by private entities registered with or supervised or regulated either by BSP, SEC, or IC
Secondary ID:
✓ Police Clearance
✓ Digitized Postal ID
✓ Voter’s ID
✓ Tax Identification Number Card
✓ Barangay Certification
✓ Senior Citizen Card
✓ MARINA Professional Identification Card
✓ OWWA ID
✓ OFW ID
✓ Seaman’s Book
✓ Alien Certification of Registration/Immigrant/Certificate of Registration
✓ Government Office and GOCC ID(e.g. AFP, HDMF IDs)
✓ Persons with Disability (PWD) Identification Card
✓ Certification from NCWDP
✓ DSWD Certification
✓ IBP ID
✓ PhilHealth ID Health Insurance Card ng Bayan
✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
* PNB may require additional IDs or documents for further verification.
Be Smarter than a Hacker
In a world full of uncertainties, you have to keep in mind that your security in any form should not be taken lightly.
Banking During Weekends
It’s a sunny Saturday and you remember you had to transact with your bank. The nearest branch from your area is closed…
Quaranthings you can Send to Show you Care
Everyone has their love language be it physical touch, words of affirmation, quality time, giving gifts, or acts of service.
PNB U.S. Direct Deposit Pensioner Account
It is an interest-earning savings account with lower maintaining balance and service charges for U.S. pensioners. The pension/benefit payments are directly credited to the accounts. It is supported by a passbook. Withdrawals can only be done by the account owner.
Balance Requirements
| Initial Deposit | PHP 100.00 / USD 200.00 |
| Min. Maintaining Balance | PHP 100.00 / USD 200.00 |
| Min. ADB to Earn Interest | PHP 5,000.00 / USD 1,000 |
| Interest Rate (PHP) | 0.100% p.a. |
| Interest Rate (USD) | 0.025% p.a. |
What are the requirements to open a PNB TAP Mastercard Account
- 1 Valid ID (primary or secondary)
- Fully accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
- Letter from the US Federal Agencies, USTW checks, US Social Security ID
- Initial Deposit of PHP 100 / USD 200 *PNB may require additional IDs or documents for further verification.
How to Open a PNB U.S. Direct Deposit Pensioner Account
| 1. |
Download and fill-out the account opening form |
| 2. |
Visit the branch and present requirements |
| 3. |
Wait for your passbook |
Frequently Asked Questions
- What are the requirements for Account Opening?
- 1 Valid ID (primary or secondary)
- Fully-accomplished Forms (Provide TIN and SSS/GSIS number, if applicable)
- Letter from the US Federal Agencies, USTW checks, US Social Security ID
- Initial Deposit of PHP 100 / USD 200
BALANCE REQUIREMENT
|
Initial Deposit
|
PHP 100.00 / USD 200.00
|
|
Minimum Maintaining Balance
|
PHP 100.00 / USD 200.00
|
|
Minimum ADB to Earn Interest
|
PHP 5,000.00 / USD 1,000
|
|
Interest Rate (PHP)
|
0.100% p.a.
|
|
Interest Rate (USD)
|
0.025% p.a.
|
|
Dormancy
|
2 Years
|
|
Dormancy Fee* |
PHP 30.00 / USD 0.50
|
|
* Dormancy fee shall be collected when:
|
|
– There is no client-initiated transaction in the last 5 years and;
|
|
– The balance falls below the required minimum maintaining balance.
|
OTHER CHARGES
|
Passbook Replacement
|
PHP 200.00
|
|
Closure within 30 days upon reopening
|
PHP 500.00
|
|
Average Daily Balance (ADB) of the account falls below the required
minimum monthly ADB for at least two (2) consecutive months |
PHP 55.00 / USD 10
|
|
Interbranch/interoffice Foreign Currency deposit transactions
|
PHP 100.00
|
|
Interbranch/interoffice Foreign Currency withdrawal transactions
|
PHP 200.00
|
|
Interbranch/interoffice Peso deposit transactions*
|
FREE
|
|
Interbranch/interoffice Peso withdrawal, on-us & off-us check encashment, fund transfer transactions*
|
FREE
|
|
* PHP 100 is applicable for interbranch deposit transactions, PHP 200 for interbranch withdrawal, check encashment and fund transfer in selected inter-island branches: PNB Batanes-Basco, PNB Occidental-Mindoro-Mamburao, PNB Occidental-Mindoro-San Jose, PNB Oriental Mindoro-Calapan, PNB Oriental Mindoro-Pinamalayan, PNB Romblon-Odiongan, PNB Romblon-Republika, PNB Marinduque-Boac, PNB Marinduque-Sta.Cruz, PNB Cantanduanes-Virac, PNB Masbate City, PNB Cebu-Bantayan, PNB Siquijor-Larena, PNB Boracay Station 2, PNB Davao Samal Island, PNB Camiguin-Mambajao, PNB Siargao Island-Dapa, PNB Marawi City MSU Campus (outgoing transactions only), PNB Tawi Tawi-Bongao, PNB Jolo-Arolas, PNB Basilan-Isabela-Roxas, PNB Basilan-Isabela-Strong Blvd., PNB Oriental Mindoro-Bongabong, PNB Oriental Mindoro-Calapan-San Vicente West, PNB Oriental Mindoro-Pinamalayan Malvar, PNB Oriental Mindoro-Puerto Galera, PNB Oriental Mindoro-Roxas, PNB Oriental Mindoro-Victoria, and PNB Romblon-Odiongan-Liwayway.
|
VALID IDs
Primary ID:
✓ PhilID/ ePhilID/ Digital National ID
✓ Valid Passport
✓ Driver’s License
✓ Unified Multi-Purpose ID
✓ Digitized BIR TIN Card
✓ SSS ID
✓ GSIS e-Card
✓ PRC ID
✓ IBP Lifetime Membership ID
✓ NBI Clearance
✓ Work Permit issued by DOLE for Foreign Nationals
For Foreign Nationals
✓ Passport with ACR issued by Bureau of Immigration; and
✓ Any of the following IDs issued by their country of origin or by the Republic of the Philippines:
- ✓ National ID
- ✓ Internal Revenue Service ID
- ✓ SSN ID
- ✓ Driver’s License
- ✓ Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- ✓ Company ID issued by private entities registered with or supervised or regulated either by BSP, SEC, or IC
Secondary ID:
✓ Police Clearance
✓ Digitized Postal ID
✓ Voter’s ID
✓ Tax Identification Number Card
✓ Barangay Certification
✓ Senior Citizen Card
✓ MARINA Professional Identification Card
✓ OWWA ID
✓ OFW ID
✓ Seaman’s Book
✓ Alien Certification of Registration/Immigrant/Certificate of Registration
✓ Government Office and GOCC ID(e.g. AFP, HDMF IDs)
✓ Persons with Disability (PWD) Identification Card
✓ Certification from NCWDP
✓ DSWD Certification
✓ IBP ID
✓ PhilHealth ID Health Insurance Card ng Bayan
✓ Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
* PNB may require additional IDs or documents for further verification.
Be Smarter than a Hacker
In a world full of uncertainties, you have to keep in mind that your security in any form should not be taken lightly.
Banking During Weekends
It’s a sunny Saturday and you remember you had to transact with your bank. The nearest branch from your area is closed…
Quaranthings you can Send to Show you Care
Everyone has their love language be it physical touch, words of affirmation, quality time, giving gifts, or acts of service.